What is a Car Warranty
A Car Warranty is designed to reduce the financial impact of unexpected and potentially costly mechanical repairs. Depending on your policy, a mechanical breakdown warranty can provide cover similar to a new vehicle manufacturers warranty or specified parts and labour costs, as well as offering towing, locksmith and emergency accommodation assistance.
What does a Car Warranty Cover?
A Vehicle Mechanical Breakdown Warranty can provide cover similar to the manufacturers warranty with a claim limit up to the market value of the vehicle. Lower claim limits can offer specified parts cover up to a nominated policy claim limit. Accommodation assistance can provide emergency accommodation if your vehicle suffers a breakdown more than 150klms from home.
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Before purchasing always read the Product Disclosure Statement (PDS) to understand the policy limits, exclusions and your servicing obligations. This can ensure there are no surprises if you need to make a claim.
What type of Car Warranties are available
Extension of Manufacturers Warranty
This warranty commences after the new car warranty expires and provides coverage for components originally covered by the manufacturers warranty with a claim limit up to the market value of the vehicle.
Car Warranty for Vehicles over 120,000klms and under 10 Years of Age
This warranty provides coverage for specified components within the car and offers a per claim limit of up to $5000. Coverage is Australia wide with unlimited claims and unlimited kilometres. This warranty commences at vehicle purchase date or after the expiry of the statutory dealership warranty.
Car Warranty for Vehicles over 10 Years of age and under 225,000klms
This warranty provides coverage for specified components within the car and offers a per claim limit of up to $3000. Coverage is Australia wide with unlimited claims and unlimited kilometres. This warranty commences at vehicle purchase date or after the expiry of the statutory dealership warranty.
Car Warranty for Vehicles over 15 Years of age and under 300,000klms
This warranty provides coverage for specified components within the car and offers a per claim limit of up to $2000. Coverage is Australia wide with unlimited claims and unlimited kilometres. This warranty commences at vehicle purchase date.
Learn about the inclusions some of our warranty providers offer
Accommodation Assistance
If your vehicle is immobilised for more than 1 day and the failure occurs more than 100 kilometres from your usual place of residence, you can be reinbursed up to $150 per day for emergency accommodation.
Consequential Damage
If another listed component under your warranty suffers a failure as a consequence of the original failure you could claim up to $350
Car Hire Assistance
If your vehicle is immobilised for more than 2 days, you could be reimbursed up to $100 per day up to maximum claim limit of $500.
Towing Assistance
You can claim a reimbursement up to $100 for towing charges in the event of a covered
mechanical breakdown where your motor vehicle is unable to be efficiently mechanically repaired where it is located or safely driven to a repairer.
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Warranty Questions
A car warranty reduces the impact of costly repairs for unforseen mechanical breakdown of your vehicle. The warranty is a discretionary risk product. This means the warranty company will decide whether to pay a contribution towards your claim for repair costs.
Additional benefits under your car warranty can include accommodation assistance, towing assistance, car hire cover and roadside assistance.
Yes, if you change your mind within 30 days of purchasing the warranty, you will be offered a full refund as long as you have not made any claims.
If you sell your vehicle, you can transfer the remainder of the warranty to the new owner.
Yes, there are various options to pay for your warranty. These include Pay in 4 instalments with Paypal and longer terms (up to 24 months)
Yes, the warranties do come with exclusions which can include: battery, paint, glass, misuse of the vehicle. It’s important to read the Product Disclosure Statement (PDS) to get an understanding of the inclusions and exclusions under the warranty.
There’s no best cover for car warranties as choosing a warranty depends on the vehicle type, age, kilometres travelled and your individual needs and budget.
Warranty Finder does not offer all car warranty providers in the market. The availability and coverage offered by discretionary warranty provider will change from time to time.